WOA digital’s member, Instant Factoring has announced its participation in a cross-border securitization transaction worth up to €30 million, marking a major milestone for Romania’s alternative financing market.
The transaction includes the creation of Instant Factoring 2025-I Securitization Fund in Spain, under CNMV supervision, with a Luxembourg-based fund as senior creditor. Operational since October 8, 2025, the fund provides an initial €7M financing—€5M for Romania and €2M for Spain—and will scale up to €30M under the same program.
This is the first time a Romanian non-banking financial institution has joined an international securitization structure, enabling Instant Factoring to deliver over €200M in additional annual factoring volumes and support 2,000+ SMEs across Romania and Spain.
CEO Cristian Ionescu stated:
“The capital secured through this structure will strengthen and expand our operations in Romania and Spain, accelerating the growth of thousands of SMEs that depend on working capital to sustain a continuously evolving economy.”
With 100,000+ transactions, 3,000 companies supported, and €350M financed, Instant Factoring continues to lead digital SME financing in the region.
